Key Features of PM-JAY
- Comprehensive Coverage:
PM-JAY covers a wide range of medical procedures, including surgeries, hospitalization, and treatments for critical illnesses. The program encompasses over 1,500 medical conditions, ranging from day-care treatments to complex surgeries. - Free and Cashless Services:
Beneficiaries can avail of healthcare services free of cost at empaneled public and private hospitals. A cashless transaction system ensures no out-of-pocket expenses for patients. - Eligibility Criteria:
- Based on the Socio-Economic and Caste Census (SECC) 2011 database, PM-JAY targets economically weaker families.
- No enrollment fee or premium is required. Beneficiaries are automatically included if they meet eligibility criteria.
- Empaneled Hospitals:
More than 25,000 public and private hospitals across India are empaneled under the scheme, ensuring accessible healthcare in both urban and rural areas. - Portability:
Beneficiaries can access healthcare services anywhere in India, making it highly beneficial for migrant workers and their families.
How to Avail PM-JAY Benefits
- Check Eligibility: Visit the PM-JAY website or call the helpline (14555/1800-111-565) to confirm eligibility.
- Find Hospitals: Use the online hospital locator to identify empaneled hospitals nearby.
- E-Card: Eligible individuals receive an e-card, which they must present at the time of treatment.
